3 Reasons Why You Should Downsize Your House in Oklahoma City

There is a trend toward smaller homes for many reasons, including people having smaller families with less focus on owning things and more on personal development, travel, and outdoor activity. And as time passes, our needs change; if you’re using a small percentage of your home to live in, there is no longer a need for a larger home with multiple bedrooms. If retirement is around the corner, you’ve likely been thinking about adjusting your lifestyle by selling your larger home and moving to something smaller. Or maybe you stumbled upon a smaller home you’ve fallen in love with that would better suit your current needs, or the small home may serve as a base while you travel the country. 

As you age, what was once a simple task can become overwhelming, and you need to hire someone to help you care for your property, which can become quite expensive.

Whatever the reason you sought out information on downsizing your home in Oklahoma City, there are benefits to making this change at any time in your life. So if you’re considering shifting your mindset and decreasing the number and size of the possessions you keep in your home, read on as we explore three reasons you should downsize your house in Oklahoma City.

Interest

If you’re in financial distress, downsizing your home can provide relief from the interest that’s building up on your debt. Planning for the future by taking swift action when you realize that interest is devouring your goals will allow you to take charge and create a better life for yourself in retirement. If interest is weighing you down, selling directly to a local direct buyer like Integrity Home Buyers can get you out from underneath your burden in a few weeks. With a guaranteed closing day, Integrity Home Buyers can set the date that works for you so that you can move on with your life.

Pay Off Mortgage

If you want to eliminate a large mortgage payment to save money, you should downsize your house in Oklahoma City. With the equity in your existing home, you may be able to pay cash for all or most of the cost of your smaller home, saving tens of thousands of dollars in interest alone. You’ll save even more by reducing or eliminating your mortgage payments as a bonus. Naturally, with a smaller home, there will also be a decrease in your utility bills. If you’d like to skip the hassles of prepping and showings, a direct buyer like those at Integrity Home Buyers will buy your home as-is; you don’t need to worry about inspections or contingencies.

Savings

Whether you need to save more money for your retirement or want to begin saving for an altruistic cause, like a college fund for your grandchildren, you should downsize your house in Oklahoma City. Often, people are shocked to learn how much they need to save if they wish to retire by age 40; for example, you’ll need to maintain a 20% or lower debt to income ratio. You’ll also save the commissions and closing costs by selling directly to a direct buyer like those at Integrity Home Buyers; you’ll also save the commissions and closing costs with no hidden fees.

Let us help you downsize your house in Oklahoma City; at Integrity Home Buyers, the process is easy, quick, and transparent. Let a direct buyer from Integrity Home Buyers detail what you’d earn by listing and compare it to our offer, which you’ll agree is fair, so you can decide which method is best for your situation. The goal at Integrity Home Buyers is for you to feel good about the deal long after closing. Call Integrity Home Buyers at (405) 367-6048.

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