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5 Benefits of Buying Your New Home With Cash in Tulsa

When the opportunity presents itself, and you find yourself in the position to pay all cash for your new home, you may wonder if buying the home outright is a beneficial course of action. You’ll naturally want to have the house fully insured to protect your investment. You’ll also need to be responsible for your annual property tax payment, as the lender typically rolls the fees for taxes into the mortgage payment.

Read on as we explore five of the benefits of buying your new home with cash in Tulsa.

No Interest or Closing Costs

One of the financial benefits of buying your new home with cash in Tulsa is saving tens of thousands of dollars on interest for a mortgage loan and avoiding closing costs. Even with interest rates currently low at 3.68 percent, with an average home value of around $375,000 and a down of 20 percent, or $75,000, you’ll pay $196,000 in interest alone over the next 30 years.

No Qualifying Hurdles

You’re ready to get the keys to your new home in Tulsa, but before you do, it’s important that you understand how this process works.

Most buyers who get a mortgage from a bank or other lender must get approved for their loan first. This process can take several weeks and may involve creating an extensive list of personal and financial information so the lender knows they won’t lose money if they give you a loan.

However, when you buy your new home with cash in Tulsa, there is no underwriter and no qualifying hurdle to face. You simply show up with enough cash to cover closing costs and the purchase price of your home.

Cashing In

Another benefit of buying your new home with cash in Tulsa is that you’ll be walking away with the total amount in your hands. You could acquire a home equity line on the property with ease if you ever desire. When you exit your property in the future, without any debt, the profit is all yours. Even if the market temporarily fluctuates negatively, you’d never be upside down in the home because there’s no mortgage.

First In Line

Standing out against the competition is another of the benefits of buying your new home with cash in Tulsa. Sellers understand the possibilities of buyers who require financing having their loan denied after weeks or even months of haggling over the deal. Offers from cash buyers come without this risk hanging over your head, which gives you the power to bargain.


The ability to close quickly is another potential money-saving benefit of buying your new home with cash in Tulsa. In addition, sellers know they will avoid the time-consuming and complicated process of traditional financing, which is attractive to sellers and can provide you with another tool to negotiate a lower price. Finally, working with an experienced negotiator who knows how to delicately navigate these waters as your representative may be wise as these situations can become highly tense and emotionally charged.

At Integrity Home Buyers, we know all of the benefits of buying a new home with cash in Tulsa and can help you through the process. The professional investors at Integrity Home Buyers understand that clear communication begins with listening, so we stop and take the time to learn about your unique circumstances, working together with you as a team to achieve your dreams. At Integrity Home Buyers, our goal is to help you make educated decisions so you’ll be confident you’ve made the best investment with your hard-earned money long after closing, and we don’t work on commissions. Don’t forget to ask about our current inventory of the best properties available in Tulsa. Why not benefit yourself further by working with the professional investors at Integrity Home Buyers who have decades of experience. Contact Integrity Home Buyers today at (405) 367-6048 to learn more!

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